Allstate Auto Insurance: Coverage, Discounts & Quotes

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Allstate Auto Insurance

Explore Allstate car insurance coverage, discounts, Drivewise, claims support and digital tools designed to help drivers manage their auto insurance.

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Allstate Auto Insurance Overview

A look at the main auto insurance options and tools available from Allstate.

Allstate offers a range of auto insurance coverage options, including liability, collision and comprehensive coverage. The company also provides additional protection options, discounts, digital tools and claims support for eligible customers.

According to Allstate, customers who switched their car insurance saved an average of $900 with various discounts. Actual savings vary by driver, location, coverage and other rating factors.

$900 Average savings reported by Allstate for customers who switched their car insurance.

24/7 Claims support availability highlighted by Allstate.

50 States Coverage requirements and availability can vary by state.

Allstate Auto Insurance Coverage

Common coverage types and additional protection options.

Liability Coverage

Helps cover eligible expenses when you are legally responsible for bodily injury or property damage to another person.

Collision Coverage

Helps pay to repair or replace your vehicle after a covered collision, subject to the policy terms and deductible.

Comprehensive Coverage

Helps cover damage caused by events other than collisions, such as theft, fire, severe weather or falling objects.

Uninsured Motorist

Can help protect you when you are involved in an accident with a driver who has no insurance or insufficient insurance.

Medical Payments

Can help pay eligible medical expenses for you or passengers following a covered accident.

Rental Reimbursement

Can help pay eligible rental vehicle expenses while your vehicle is being repaired after a covered claim.

Accident Forgiveness

Allstate offers Accident Forgiveness as an optional feature. When eligible and included in a policy, it can help prevent a rate increase after a covered accident.

Specialized Coverage

Allstate also provides options for situations such as electric vehicles, teen drivers, rideshare, classic cars and travel to Mexico, subject to availability and state rules.

Allstate Auto Insurance Discounts

Available discounts depend on eligibility, policy details and state requirements.

● Safe Driver

Drivers with eligible safe driving records may qualify for savings.

● Multi-Policy

Customers may save by combining auto insurance with other eligible Allstate policies.

● Multi-Car

Insuring multiple eligible vehicles can provide an additional discount.

● Good Student

Eligible students with qualifying academic performance may receive a discount.

● Anti-Theft

Vehicles equipped with qualifying anti-theft features may qualify for savings.

● Anti-Lock Brakes

Vehicles with qualifying anti-lock braking systems may be eligible for a discount.

● Responsible Payer

Customers who meet Allstate's payment requirements may qualify for savings.

● Drivewise

Eligible customers can use Drivewise to receive savings based on participation and driving behavior.

Allstate Drivewise®

Drivewise is Allstate's telematics program that uses driving information to provide personalized insights and may help eligible customers save based on their driving.

Safe Driving

Driving behaviors such as safe speeds and braking can affect the Drivewise performance rating.

Driving Insights

The Allstate mobile app can provide information about driving behavior and trips.

Crash Detection

The mobile app includes a crash detection feature that can help connect customers with assistance after a detected major collision.

Phone Activity

Phone activity while driving can be one of the behaviors considered by Drivewise.

Driving Time

Time of day is one of the factors that can be considered when evaluating driving behavior.

Personalized Pricing

Drivewise can provide a more personalized insurance rate based on qualifying driving information.

Important: Drivewise is not available in every state. Savings and program rules vary by state, policy and individual driving behavior. Allstate states that higher-risk driving can affect the price in some states.

Allstate Auto Insurance Features

Tools and services that can make managing an auto policy easier.

Allstate Mobile App

Access policy information, digital ID cards, claims tools, agent information and other account features.

Online Policy Management

Customers can manage eligible policy information and insurance services through Allstate's digital platforms.

24/7 Claims Support

Allstate provides claims support and digital options for customers dealing with covered accidents.

Roadside Assistance

Eligible customers can access roadside assistance services, including help with certain common roadside problems.

Local Agents

Allstate agents can help customers understand coverage choices and obtain personalized insurance proposals.

Digital ID Cards

Eligible customers can access their insurance identification information through Allstate's digital tools.

How Allstate Auto Claims Work

Customers can use Allstate's digital channels to report and manage eligible auto claims.

Stay Safe

After an accident, move to a safe location when possible and contact emergency services when necessary.

Report the Claim

Eligible customers can start an auto claim through Allstate digital tools or other available claim channels.

Provide Information

Provide relevant accident, vehicle and damage information requested during the claims process.

Track the Claim

Use available Allstate digital tools and support resources to follow the claim process.

Explore Allstate Auto Insurance

Visit Allstate's official website to review current coverage, discounts, eligibility requirements and quote options.

Visit Official Allstate Website

Allstate Auto Insurance FAQ

Common questions about Allstate car insurance.

What types of auto insurance does Allstate offer?

Allstate offers common auto insurance coverages such as liability, collision and comprehensive coverage, along with additional options including uninsured and underinsured motorist coverage, medical payments and rental reimbursement.

Does Allstate offer car insurance discounts?

Yes. Allstate lists several potential discounts, including multi-policy, student, vehicle safety-feature and payment related discounts. Eligibility varies by state and policy.

What is Allstate Drivewise?

Drivewise is Allstate's telematics program. It uses driving information to provide personalized feedback and may provide savings based on participation and qualifying driving behavior.

Is Drivewise available everywhere?

No. Allstate states that Drivewise is not available in every state. Program rules, savings and rating treatment can vary by state.

Does Allstate offer Accident Forgiveness?

Yes. Accident Forgiveness is an optional feature that may prevent a premium increase after a qualifying accident, subject to eligibility and policy terms.

How can I get an Allstate auto insurance quote?

You can visit Allstate's official auto insurance website to explore quote options, coverage choices and current eligibility requirements.

Official Allstate Sources

Disclaimer: This page is for informational purposes only and is not an insurance quote, policy offer or binding contract. Coverage availability, discounts, rates, eligibility and policy terms vary by state, customer profile and individual circumstances. Always confirm current information directly with Allstate or a licensed insurance professional.

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