Progressive Auto Insurance
Explore Progressive car insurance coverage, discounts, Snapshot, accident forgiveness, rental reimbursement, claims and options for getting an auto insurance quote.
Progressive Car Insurance at a Glance
A practical guide to Progressive auto insurance coverage, discounts, programs and policy options.
Progressive offers auto insurance with a range of coverage options, discounts and tools designed to help drivers build and manage an auto insurance policy.
Progressive’s auto insurance offering includes standard coverage such as liability, comprehensive and collision, along with additional options such as rental reimbursement, roadside assistance, rideshare coverage and loan/lease payoff.
Progressive also offers programs such as Snapshot, which uses driving information to personalize a customer’s auto insurance rate.
Insurance requirements, coverage availability, discounts, pricing and eligibility vary by state and individual circumstances.
Auto Insurance Pricing Is Personalized
Progressive does not have one standard national price for every driver. Your premium can depend on factors such as location, driving history, vehicle, selected coverage, deductible and other underwriting factors.
Progressive Auto Insurance Coverage
Progressive offers several coverage options that can be selected according to state requirements and individual insurance needs.
Liability Coverage
Liability insurance can help cover eligible bodily injury and property damage expenses when you are legally responsible for a covered accident, subject to policy limits.
Collision Coverage
Collision coverage can help pay to repair or replace your covered vehicle after a qualifying collision, subject to the deductible and policy terms.
Comprehensive Coverage
Comprehensive coverage can help protect your vehicle from covered events such as theft, fire, vandalism and other losses outside of a collision.
Uninsured Motorist Coverage
This coverage can provide protection in qualifying situations involving an uninsured driver, subject to state law and policy terms.
Underinsured Motorist Coverage
Underinsured motorist coverage can help when an at-fault driver’s insurance is insufficient to cover eligible damages, subject to applicable conditions.
Rental Car Reimbursement
Rental reimbursement can help pay for a rental vehicle following a covered accident when the insured vehicle cannot be used, subject to policy limits.
Additional Coverage Options
Depending on the state and policy, Progressive also offers additional options such as roadside assistance, loan/lease payoff, rideshare coverage, deductible-related programs and other vehicle protection features.
Progressive Auto Insurance Discounts
Progressive provides several discount opportunities based on driving history, policy choices, vehicles and other qualifying factors.
| Discount | How It Works |
|---|---|
| Snapshot | Progressive’s usage-based insurance program personalizes rates based on actual driving behavior. |
| Safe Driver | Qualifying drivers with a qualifying accident-free history may receive safe-driving savings. |
| Multi-Policy | Customers can receive savings when combining qualifying Progressive insurance policies. |
| Multi-Car | Drivers with more than one qualifying vehicle on the policy may receive a multi-car discount. |
| Online Quote | Qualifying customers who obtain an auto quote online may receive an online quote discount. |
| Sign Online | Customers who sign their insurance documents electronically may qualify for a discount. |
| Pay in Full | Customers who pay their policy in full upfront may qualify for savings. |
| Automatic Payment | Eligible customers may receive a discount for setting up automatic payments. |
| Continuous Insurance | Progressive may provide savings based on how long a driver has continuously maintained insurance. |
| Good Student | Qualifying students can receive a discount based on Progressive’s eligibility requirements. |
Discount Availability Varies
Progressive states that not every discount is available in every state or situation. Discount percentages and eligibility can also vary. Customers should review their personalized quote to see which savings apply.
Progressive Snapshot
Progressive’s usage-based insurance program uses driving information to personalize auto insurance rates.
Snapshot®
Snapshot measures driving information and uses those results to personalize an eligible customer’s Progressive auto insurance rate.
- Driving behavior can influence the personalized rate.
- Factors can include hard braking, rapid acceleration and driving time.
- Mileage can also be considered.
- In some states, mobile phone use while driving may be considered when using the mobile app.
- Snapshot availability varies by state and situation.
Snapshot Is Not Available Everywhere
Progressive states that Snapshot is not available in every state or situation. The program can also affect a customer’s rate based on driving results, so drivers should review the current Snapshot terms before enrolling.
Progressive Auto Insurance Features
Additional programs and tools available to eligible Progressive auto insurance customers.
Accident Forgiveness
Progressive offers different accident forgiveness benefits. Small Accident Forgiveness can protect against a rate increase for a first qualifying claim under $500, while other benefits have additional eligibility requirements.
Name Your Price®
Progressive’s Name Your Price tool allows customers to enter a desired price and then view available coverage options that can fit within the applicable budget range.
Roadside Assistance
Progressive offers roadside assistance options that can help eligible customers with qualifying roadside problems and emergency services.
Rental Reimbursement
Rental reimbursement can help cover the cost of a rental vehicle after a covered accident, subject to the selected policy limits.
Rideshare Coverage
Progressive offers rideshare insurance options for qualifying drivers who use their vehicles for eligible rideshare services.
Loan / Lease Payoff
Progressive’s loan or lease payoff coverage can help cover the difference between the amount owed and the vehicle’s actual cash value in qualifying situations.
Progressive Auto Insurance Claims
Progressive provides digital tools and claims support for customers involved in covered accidents and other qualifying losses.
Report the Claim
Report your accident or eligible loss through Progressive’s online services, mobile tools or available customer support.
Provide Details
Provide information about the accident, vehicles, damage and circumstances surrounding the claim.
Vehicle Assessment
Progressive can evaluate covered vehicle damage and guide eligible customers through the repair process.
Claim Resolution
The final resolution depends on coverage, policy limits, deductibles, the circumstances of the loss and applicable state requirements.
Rental Car After a Covered Accident
Progressive’s rental reimbursement coverage may help pay for a rental vehicle when an insured car is damaged in a covered accident and cannot be driven. The coverage is subject to applicable daily and overall limits.
Progressive Auto Insurance Tools
Digital tools that can help drivers explore, purchase and manage auto insurance.
Online Auto Quote
Drivers can request a Progressive auto insurance quote online by entering information about themselves, their vehicle and their coverage needs.
Name Your Price
The Name Your Price tool lets drivers enter a desired budget and explore available coverage combinations within the applicable pricing range.
Progressive App
Customers can use Progressive’s digital tools to manage their policy, access documents, review Snapshot information and handle qualifying claims-related tasks.
Explore Progressive Auto Insurance
Visit Progressive’s official website to explore current coverage options and request a personalized auto insurance quote.
Visit Progressive Auto InsuranceProgressive Auto Insurance FAQ
Common questions about Progressive car insurance.
What types of auto insurance coverage does Progressive offer?
Does Progressive offer car insurance discounts?
What is Progressive Snapshot?
Does Progressive offer accident forgiveness?
Does Progressive offer rental car reimbursement?
Can I get a Progressive auto insurance quote online?
Does Progressive auto insurance vary by state?
Official Progressive Auto Insurance Resources
Visit Progressive’s official website for current coverage, pricing, eligibility and policy details.
Progressive and the names of its products and programs are trademarks of Progressive Casualty Insurance Company and its affiliates. Newest Cars Insurance is an independent informational website and is not affiliated with, sponsored by, or endorsed by Progressive.