Allstate Auto Insurance Review 2026

Allstate Auto Insurance Ratings

Allstate Auto Insurance Overview

Allstate offers auto insurance with a range of coverage options designed to protect drivers, passengers and vehicles. Available coverage types, limits, deductibles and requirements can vary depending on the state and individual policy.

Auto Insurance Coverage

Allstate provides several common auto insurance coverages, along with additional options for different driving situations.

• Liability coverage can help cover bodily injury and property damage claims for which the insured is legally responsible.
• Collision coverage can help pay for covered damage to a vehicle resulting from a collision, subject to policy terms and deductible.
• Comprehensive coverage can help cover qualifying damage from events other than collision, including theft, fire, severe weather and falling objects.
• Uninsured and underinsured motorist coverage may provide protection when an insured driver is involved in an accident with a driver who has insufficient or no applicable insurance.
• Medical payments coverage may help with qualifying medical expenses for covered accidents.
• Rental reimbursement may help with qualifying rental-car expenses while a covered vehicle is being repaired.
• Additional coverage options may be available depending on the customer’s state and policy.

Allstate Auto Insurance Discounts

Allstate offers several ways for eligible customers to save on auto insurance. Discounts and eligibility requirements can vary by state, policy and customer circumstances.

• Safe driving discounts may be available to qualifying drivers.
• Drivewise can provide personalized driving feedback and may offer savings based on qualifying driving behavior.
• Multi-policy discounts may be available when customers bundle eligible policies.
• Multi-car discounts may be available for customers insuring multiple vehicles.
• Good student discounts may be available for qualifying students.
• Vehicle safety discounts may apply to qualifying safety equipment, including anti-lock brakes and anti-theft devices.
• Responsible payer discounts may be available to qualifying customers.
• Additional savings may be available depending on payment method, mileage, driving history and other qualifying factors.

Allstate Drivewise

Drivewise is an Allstate program that uses information about driving behavior to provide personalized feedback and may help eligible customers save on auto insurance.

How Drivewise Works

• Drivewise can measure driving behaviors such as safe speeds and safe stops.
• The program can provide feedback about driving behavior.
• Eligible drivers may receive savings based on qualifying driving behavior.
• Availability and program terms can vary by state.

Allstate Accident Forgiveness

Accident Forgiveness is an optional Allstate feature that can protect an eligible customer’s premium from increasing after a qualifying accident, subject to the applicable policy terms and eligibility requirements.

Allstate states that Accident Forgiveness can be added when purchasing a policy, and existing customers may be able to adjust their policy through My Account if eligible.

Allstate Auto Insurance Claims

Allstate provides online tools for filing and tracking many types of claims, including auto claims. Customers can use My Account to start or manage a claim.

Allstate also provides claim support through its mobile app and customer-service channels. Non-Allstate customers can contact Allstate to report a claim.

Filing an Auto Claim

• Customers can start many claims through Allstate’s online My Account system.
• Claims can also be managed through the Allstate mobile app.
• Customers can track claim status through official Allstate tools.
• Non-customers can contact Allstate to report a claim.

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Important Information

This page is an independent informational resource and is not affiliated with, endorsed by, or sponsored by Allstate. Insurance coverage, pricing, discounts, eligibility and availability can vary by state, driver, vehicle, policy and other factors. Always verify current details directly with Allstate or a licensed insurance professional.